Usul16

Loan Is Protection for Zakat

alkafi-5932Vol. 3, p. 558

سَمِعْتُ أَبَا عَبْدِ اللَّهِ ع يَقُولُ‌ قَرْضُ الْمُؤْمِنِ غَنِيمَةٌ وَ تَعْجِيلُ أَجْرٍ إِنْ أَيْسَرَ قَضَاكَ وَ إِنْ مَاتَ قَبْلَ ذَلِكَ احْتَسَبْتَ بِهِ مِنَ الزَّكَاةِ.

“I once heard abu ’Abd Allah (a.s.), say, ’Lending a loan to a believer is a great gain which hastens reward. If he earns, he pays you back; but if he dies before paying, you can count it as payment of Zakat.’”

alkafi-5934Vol. 3, p. 558

مَنْ أَقْرَضَ رَجُلًا قَرْضاً إِلَى مَيْسَرَةٍ كَانَ مَالُهُ فِي زَكَاةٍ وَ كَانَ هُوَ فِي الصَّلَاةِ مَعَ الْمَلَائِكَةِ حَتَّى يَقْضِيَهُ.

“If one lends a loan to a man until he becomes able to pay back, his (lender’s) money is in Zakat and he is in Salah (prayer) with the angels until the loan is paid back.’”