Merchandise Sold on Credit Is Purchased Back for Cash at a Lower Price Called (‘ Aynah )

قُلْتُ لِأَبِي عَبْدِ اللَّهِ ع يَجِيئُنِي الرَّجُلُ فَيَطْلُبُ الْعِينَةَ فَأَشْتَرِي لَهُ الْمَتَاعَ مُرَابَحَةً ثُمَّ أَبِيعُهُ إِيَّاهُ ثُمَّ أَشْتَرِيهِ مِنْهُ مَكَانِي‌[3] قَالَ فَقَالَ إِذَا كَانَ بِالْخِيَارِ إِنْ شَاءَ بَاعَ وَ إِنْ شَاءَ لَمْ يَبِعْ‌[4] وَ كُنْتَ أَنْتَ أَيْضاً بِالْخِيَارِ إِنْ شِئْتَ اشْتَرَيْتَ وَ إِنْ شِئْتَ لَمْ تَشْتَرِ فَلَا بَأْسَ قَالَ قُلْتُ فَإِنَّ أَهْلَ الْمَسْجِدِ[5] يَزْعُمُو

“I once said to abu ‘ Abd Allah (a.s.), ‘A man comes to me and asks for ‘Aynah. I then buy for him the merchandise in the manner of Murabahah (capital plus profit) then sell it to him, then buy it from him at the same place. He (the Imam) said, Tf he has the choice to sell if he likes or not to sell and you also have t

سَأَلْتُ أَبَا الْحَسَنِ ع عَنِ الْعِينَةِ وَ قُلْتُ إِنَّ عَامَّةَ تُجَّارِنَا الْيَوْمَ يُعْطُونَ الْعِينَةَ فَأَقُصُّ عَلَيْكَ كَيْفَ تُعْمَلُ قَالَ هَاتِ قُلْتُ يَأْتِينَا الرَّجُلُ الْمُسَاوِمُ يُرِيدُ الْمَالَ فَيُسَاوِمُنَا وَ لَيْسَ عِنْدَنَا مَتَاعٌ فَيَقُولُ أُرْبِحُكَ دَهْ يَازْدَهْ وَ أَقُولُ أَنَا دَهْ دَوَازْدَهْ فَلَا نَزَالُ نَتَرَاوَضُ حَتَّى نَتَرَاوَضَ عَلَى أَمْرٍ فَإِذَا فَرَغْنَا قُلْتُ لَهُ أَي

“I once asked abu al-Hassan (a.s.), about ‘Aynah saying, ‘Our merchants in general these days provide ‘Aynah. I like to explain how it is done. He (the Imam) said, ‘Go on and explain.’ I said, ‘A man comes who works in Musaxvamah (fixed price regardless of capital) who wants merchandise on the basis of Musawamah but we

سَأَلْتُ أَبَا عَبْدِ اللَّهِ ع- عَنْ رَجُلٍ طَلَبَ مِنْ رَجُلٍ ثَوْباً بِعِينَةٍ- فَقَالَ‌ لَيْسَ عِنْدِي وَ هَذِهِ دَرَاهِمُ فَخُذْهَا فَاشْتَرِ بِهَا فَأَخَذَهَا وَ اشْتَرَى ثَوْباً كَمَا يُرِيدُ ثُمَّ جَاءَ بِهِ لِيَشْتَرِيَهُ مِنْهُ فَقَالَ أَ لَيْسَ إِنْ ذَهَبَ الثَّوْبُ فَمِنْ مَالِ الَّذِي أَعْطَاهُ الدَّرَاهِمَ قُلْتُ بَلَى فَقَالَ إِنْ شَاءَ اشْتَرَى وَ إِنْ شَاءَ لَمْ يَشْتَرِهِ قَالَ فَقَالَ لَا بَأْسَ بِ

“This is concerning my question before abu ‘ Abd Allah (a.s.), about the case of a man who asks another man for a cloth on the basis of ‘Aynah and he says, ‘I do not have it but take these dirhams and buy the cloth.’ He takes the dirhams and buys a cloth as he wants, then comes to him so that he buys it from him. He (t

قُلْتُ لِأَبِي عَبْدِ اللَّهِ ع رَجُلٌ يُعَيَّنُ ثُمَّ حَلَّ دَيْنُهُ فَلَمْ يَجِدْ مَا يَقْضِي أَ يَتَعَيَّنُ مِنْ صَاحِبِهِ الَّذِي عَيَّنَهُ وَ يَقْضِيهِ قَالَ نَعَمْ‌[2].

“This is concerning my question before abu ‘Abd Allah (a.s.), ‘A man who is engaged in an al- ’Aynah deal and the payment date has become due but he cannot find anything to pay back his debt; if he can arrange another al- ’Aynah with the same creditor again.’ He (the Imam) said, ‘Yes, he can do so again.’”

قُلْتُ لِأَبِي عَبْدِ اللَّهِ ع يَكُونُ لِي عَلَى الرَّجُلِ الدَّرَاهِمُ فَيَقُولُ لِي بِعْنِي شَيْئاً أَقْضِيكَ فَأَبِيعُهُ الْمَتَاعَ ثُمَّ أَشْتَرِيهِ مِنْهُ وَ أَقْبِضُ مَالِي قَالَ لَا بَأْسَ.

“I once said to abu ‘Abd Allah (a.s.), ‘A man owes me a certain amount of dirhams and he says, “Sell to me certain goods so I can pay what I owe to you.” I then sell to him certain goods, then buy it from him and take what he owes me.’ He (the Imam) said, ‘It is not unlawful.’”

كُنْتُ عِنْدَ أَبِي عَبْدِ اللَّهِ ع فَقَالَ لَهُ جَعْفَرُ بْنُ حَنَانٍ مَا تَقُولُ فِي الْعِينَةِ فِي رَجُلٍ يُبَايِعُ رَجُلًا فَيَقُولُ لَهُ أُبَايِعُكَ بِدَهْ دَوَازْدَهْ وَ بِدَهْ يَازْدَهْ فَقَالَ أَبُو عَبْدِ اللَّهِ ع هَذَا فَاسِدٌ وَ لَكِنْ يَقُولُ أَرْبَحُ عَلَيْكَ فِي جَمِيعِ الدَّرَاهِمِ كَذَا وَ كَذَا وَ يُسَاوِمُهُ عَلَى هَذَا فَلَيْسَ بِهِ بَأْسٌ وَ قَالَ أُسَاوِمُهُ وَ لَيْسَ عِنْدِي مَتَاعٌ قَالَ لَا

‘What do you say about al- ’Aynah in the case of a man who sells certain goods to a man and says, “I sell to you bah dah dawazdah and bah dahyazdahT” Abu ‘Abd Allah (a.s.), said, ‘This is not valid. He must, however, say, “For all dirhams I give you so and so amount of dirham profit in the form of Musawamah (fixed pric

سَأَلْتُهُ عَنْ رَجُلٍ لِي عَلَيْهِ مَالٌ وَ هُوَ مُعْسِرٌ فَأَشْتَرِي بَيْعاً مِنْ رَجُلٍ إِلَى أَجَلٍ عَلَى أَنْ أَضْمَنَ ذَلِكَ عَنْهُ لِلرَّجُلِ وَ يَقْضِيَنِي الَّذِي عَلَيْهِ قَالَ لَا بَأْسَ.

“This is concerning my question before abu ‘Abd Allah (a.s.), about the case of a man who owes a certain amount of debts and he is a Mu‘sir (unable to pay). Can I arrange for him to buy something from a man for an appointed time and guarantee in his favor so he can pay his debts (with the item just purchased for him) t

قُلْتُ لِأَبِي عَبْدِ اللَّهِ ع عَيَّنْتُ رَجُلًا عِينَةً فَقُلْتُ لَهُ اقْضِنِي فَقَالَ لَيْسَ عِنْدِي فَعَيِّنِّي حَتَّى أَقْضِيَكَ قَالَ عَيِّنْهُ حَتَّى يَقْضِيَكَ.

“I once said to abu ‘Abd Allah (a.s.), ‘I made an al-’ Aynah deal with a man. I then asked him to pay back what he owes because of the deal. He replied, “I do not have anything to pay you back unless you arrange another al-’ Aynah so I can pay you back.’” He (the Imam) said, ‘You can arrange another al- ’Aynah for him

قُلْتُ لِأَبِي الْحَسَنِ ع إِنَّ سَلْسَبِيلَ طَلَبَتْ مِنِّي مِائَةَ أَلْفِ دِرْهَمٍ عَلَى أَنْ تُرْبِحَنِي عَشَرَةَ آلَافٍ فَأَقْرَضْتُهُا تِسْعِينَ أَلْفاً وَ أَبِيعُهَا ثَوْباً وَشِيّاً[2] تُقَوَّمُ عَلَيَّ بِأَلْفِ دِرْهَمٍ بِعَشَرَةِ آلَافِ دِرْهَمٍ قَالَ لَا بَأْسَ: وَ فِي رِوَايَةٍ أُخْرَى لَا بَأْسَ بِهِ أَعْطِهَا مِائَةَ أَلْفٍ وَ بِعْهَا الثَّوْبَ بِعَشَرَةِ آلَافٍ وَ اكْتُبْ عَلَيْهَا كِتَابَيْنِ.

“I once said to abu al-Hassan (a.s.), ‘Salsabil has asked me for a hundred thousand dirham which she will pay back with a ten thousand dirham profit. I gave her ninety thousand dirham loan with the sale of a cloth and something else worth a thousand dirham for ten thousand dirham (she now owes a total of one hundred th

قُلْتُ لِلرِّضَا ع الرَّجُلُ يَكُونُ لَهُ الْمَالُ قَدْ حَلَّ عَلَى صَاحِبِهِ يَبِيعُهُ لُؤْلُؤَةً تَسْوَى مِائَةَ دِرْهَمٍ بِأَلْفِ دِرْهَمٍ وَ يُؤَخِّرُ عَنْهُ الْمَالَ إِلَى وَقْتٍ قَالَ لَا بَأْسَ قَدْ أَمَرَنِي أَبِي فَفَعَلْتُ ذَلِكَ وَ زَعَمَ أَنَّهُ سَأَلَ أَبَا الْحَسَنِ ع عَنْهَا فَقَالَ لَهُ مِثْلَ ذَلِكَ.

“I once asked al-Rida’ (a.s.), about the case of a man to whom someone owes a certain amount of goods and payback time becomes due. His party sells to him a pearl worth a hundred dirham for a thousand dirham and extends the payback time to another appointed time. He (the Imam) said, ‘It is not unlawful. My father comma

قُلْتُ لِأَبِي الْحَسَنِ ع يَكُونُ لِي عَلَى الرَّجُلِ دَرَاهِمُ فَيَقُولُ أَخِّرْنِي بِهَا وَ أَنَا أُرْبِحُكَ فَأَبِيعُهُ جُبَّةً تُقَوَّمُ عَلَيَّ بِأَلْفِ دِرْهَمٍ بِعَشَرَةِ آلَافِ دِرْهَمٍ أَوْ قَالَ بِعِشْرِينَ أَلْفاً وَ أُؤَخِّرُهُ بِالْمَالِ قَالَ لَا بَأْسَ.

“I once asked abu al-Hassan (a.s.), about the case of a man who owes me a certain amount of dirham and says to me, ‘Extend the payback time and I will give you profit’. I then sell to him a gown worth a thousand dirham for ten thousand dirhams - or that he said, twenty thousand dirhams - and extend the payback time. He

سَأَلْتُهُ عَنِ الرَّجُلِ أُرِيدُ أَنْ أُعَيِّنَهُ الْمَالَ وَ يَكُونُ لِي عَلَيْهِ مَالٌ قَبْلَ ذَلِكَ فَيَطْلُبُ مِنِّي مَالًا أَزِيدُهُ عَلَى مَالِيَ الَّذِي لِي عَلَيْهِ أَ يَسْتَقِيمُ أَنْ أَزِيدَهُ مَالًا وَ أَبِيعَهُ لُؤْلُؤَةً تُسَاوِي مِائَةَ دِرْهَمٍ بِأَلْفِ دِرْهَمٍ فَأَقُولَ أَبِيعُكَ هَذِهِ اللُّؤْلُؤَةَ بِأَلْفِ دِرْهَمٍ عَلَى أَنْ أُؤَخِّرَكَ بِثَمَنِهَا وَ بِمَالِي عَلَيْكَ كَذَا وَ كَذَا شَهْراً قَا

“I once asked him (the Imam) (a.s.), about the case of a man with whom I like to arrange an al-’Aynah. He already owes me a certain amount of goods. He asks me for additional goods. Is it right to provide him additional goods and sell to him a pearl worth a hundred dirham for a thousand dirham and I say, ‘I sell to you