ع إِذَا اسْتُعِيرَتْ عَارِيَّةٌ بِغَيْرِ إِذْنِ صَاحِبِهَا فَهَلَكَتْ فَالْمُسْتَعِيرُ ضَامِنٌ[2].
"A borrowed item (ariyyah) is not guaranteed by the borrower unless it is stipulated, except in the case of gold or silver, as these are guaranteed whether stipulated or not." Imam (as) also said: "If an item is borrowed without the owner's permission and it perishes, the borrower is liable for it."
إِذَا كَانَ أَمِيناً فَلَا غُرْمَ عَلَيْهِ[3].
I asked him about a borrowed item (ariyyah) that a person borrows, and it either perishes or is stolen. Imam (as) said: "If he is trustworthy, then there is no liability upon him."
يَأْخُذُونَ مَتَاعَهُمْ.
Hadith.4085 - Aban narrated from Hariz, from Abu Abdullah (as), regarding a man who borrowed a garment and then intentionally used it as collateral for a loan. Imam (as) said: "The owners of the item have the right to reclaim their property."
أَ غَصْبٌ أَمْ عَارِيَّةٌ يَا أَبَا الْقَاسِمِ فَقَالَ ص لَا بَلْ
Hadith.4086 - The Prophet (may Allah (swt) bless him and his family) borrowed seventy coats of mail made of iron from Safwan ibn Umayyah al-Jumahi before he embraced Islam. Safwan asked: "O Abu al-Qasim, is this a seizure or a loan?" The Prophet (may Allah (swt) bless him and his family) replied: "No, it is a loan to b